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Our
Services |
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Planning |
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Superannuation |
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Insurances |
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Finance |
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Planning
“IF
YOU FAIL TO PLAN, YOU PLAN TO FAIL!”
Whether
it be in business or at home, a planned approach to your finances
is the only way of achieving your financial goals.
AVOCA
CONSULTANTS has identified the key financial areas of superannuation,
insurances and home/business finance to help you achieve your
lifestyle goals and to create, manage and protect your wealth.
Planning
for your finances is all about YOU using your current financial
resources to meet your lifestyle goals. At AVOCA CONSULTANTS our
regular consultative approach to your finances will consider
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Protect
Your Most Valuable Asset – YOUR INCOME EARNING CAPACITY |
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Understand
What Superannuation Benefits will Be Available When You Retire |
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Protect
Your Family |
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Be
in Control of Your Finances and Financially Organised |
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Provide
for your children |
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Superannuation
"TOMORROW
NEVER COMES"
How
untrue this is because one day, health permitting, we will all
retire and look to our superannuation savings as our one of our
major financial resources. The best way to achieve a financially
secure lifestyle when you retire is to save for it today, tomorrow
and every day.
Whether
we are in business employing people, or an employee of a business,
superannuation is no longer an “optional extra”. It
has become a significant financial area of all of our lives and
one that we are becoming more aware of. We are all individuals
with different financial needs at different stages of our lives
and superannuation has to NOW be flexible enough to accommodate
those different needs.
Remember
that planning for your financial future with superannuation should
not be just an-end-of-year tax strategy but an all year process.
“People
don’t care what you know until they know YOU care.”
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Insurances
“SHE’LL
BE RIGHT, MATE!”
Well
it’s an Australian saying but we all tend to take things
for granted from time to time and think that it will never happen
to me. But why do we really need insurances? The answer is very
simple
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To
Protect our current financial position |
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To
Minimise the financial impact from a change in circumstances |
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To
Protect our Families |
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Insurances
are a cornerstone of planning for your financial well-being, whether
it be your business or personal affairs. When contemplating your
financial affairs you need to consider if you under-covered in any
of these major areas |
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Income
Protection |
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Life
Insurance |
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Total
and permanent disability |
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Critical
Illness |
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Business
Insurance |
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Workers
Compensation |
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Key
Person Insurance |
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Finance
“IT’S
NOT WHAT YOU EARN THAT MATTERS – IT’S WHAT YOU SPEND!”
Generally
the biggest financial commitment taken on by an individual is
a home loan. However, in business we know that we need finance
facilities for different reasons at different times. Irrespective
of the debt we have, it is necessary to control it with disciplined
budgeting where what we spend is important, not what we have made.
Planning
for your finances should include
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Home
Loans |
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Investment
Loans |
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Accessing
Equity |
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Business
Finance |
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Car
Loans |
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Debt
Consolidation |
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Personal
Loans |
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AVOCA
CONSULTANTS provide unbiased and completely independent financial
services tailored to your specific requirements and circumstances. |
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